Leadership Team

Mr. Rajkumar M

CRO

Rajkumar has 22+ years of experience in banking/NBFC operations at a senior level. He has specialized in risk management and business development. He was previously associated with BPL, ICICI Bank and Reliance Capital.

Mr. Balaji TK

CIO / CDO

Balaji has over 22 years of experience in business application and technology. Prior to joining us, he has worked with Viveks and Talent Maximus.

Mr. Lalit Kumar Rout

CTO

Lalit comes with over 20 years of experience in the Banking and NBFC space, at frontrunning organisations, including Reliance Capital, Indusind Bank and CMS Ltd. He has administered complex IT projects, business applications, IT security, IT infrastructure, service delivery solutions design and deployment.

Mr. S. Meenakshi Sundaram

Head – Operations

With over 25+ years of experience in Assets operations, Quality management, Risk and business analysis, Central credit processing, Two-wheeler loans, Auto Loans & MSME Loans in the NBFC / Banking industry. Previously worked with Reliance Capital & ICICI Bank.

Ramesh R

Head - Credit Underwriting

Mr. Ramesh has more than 22+ years of experience in various Risk functions including Credit, Audit, Risk control, Fraud Containment and Operational Risk. In his career stint, he has been a Key member in Risk Review function and certified the Branches on the Risk adherence, Started File Quality Review Function and closely worked with policy team in bringing in best practices across organization. Has managed various process changes seamlessly including Centralization of process both at State and Regional Level. He has worked with organizations like Ashok Leyland Finance, ING Vysya Bank, ICICI Bank, HDFC Bank and Fullerton India Credit Company Limited. He was heading South Region – Risk (Underwriting) for Unsecured products at Fullerton India in his last stint and was well applauded for his ability in building strong processes, by implementing the Centralization of Underwriting.

Vasanthi P

Head - Internal Audit & Compliance

Chartered Accountant with over 20 years of experience in Internal Audit, Credit Underwriting & Collateral Management. Prior to ORFIL, she was the AVP in Internal Audit for Fullerton India, where she was handling the Risk Containment Unit and Fraud Control Process. Prior to Fullerton, she had a stint at Janalakshmi Financial Services Ltd as AVP – Head of Functional Audits, where she introduced the concept of Offsite Audit (centralization of few audit checks) which translated into reduction in Branch Audit man days and costs. In ORFIL, she takes care of the complete internal audit function & Compliances

Mr. Yegnaramakrishnan is a Human Resource Professional with over 22 years of diversified experience in Telecom and FMCG Industry. He had earlier worked with reputed organisations like Tata Tele Services Ltd , Reliance Industries Limited and Hindustan unilever. A Management Graduate and a Ph. D Holder in Human Resources, comes with the strong background of HR & Capability Building In Tata Tele, he has handled the complete HR Operations for South and Western Regions which included Talent Acquisition, Talent Management and Talent Engagement. In his career as a HR professional, he has been part of various transformational projects. Had been Instrumental in Conducting Employee Satisfaction Survey along with the Action Plan for the Organization. A Tech Savvy Professional specializes in digitalization and customization of HRMS application for the organization.

Dr. Yegnaramakrishnan G

Head - Human Resource

He carries Two Decades of Expertise in the Finance Domain across geography. His earlier stint was with TVS Credit, IndusInd Bank, Ashok Leyland, Grandis Marketing Solution.

MR. Francis Vijay

Business Head - Two Wheeler